Chapter 13 bankruptcy attorney with experience in bankruptcy since 1997 and familiar with local practices for individuals or small businesses contemplating bankruptcy. As a bankruptcy attorney, I provide advice to individuals in financial stress just like you. Financial difficulties are a part of life, everyone has money troubles at one time or another. Bankruptcy laws protect individuals and businesses from creditors and give you an opportunity to rebuild your credit and get a fresh start. We care about our clients and we provide exceptional service at affordable fees. As a Chapter 13 attorney, I will guide you through the bankruptcy process and get the discharge you deserve.
Chapter 13 (Reorganization)
In a Chapter 13 case, you file a “plan” showing how you will pay off some of your past due and current debts over three to five years. The most important thing about a Chapter 13 case is that it will allow you to keep valuable property that is more than what the law allows under bankruptcy exemptions. You can use the Chapter 13 plan payments to catch up on payments you have fallen behind.
You should consider filing a Chapter 13 plan if you:
- Own your home and are in danger of losing it because of money problems;
- Are behind on debt payments, but can catch up if given some time;
- Have valuable property which is not exempt, but you can afford to pay creditors from your income over time.
You will need to have enough income in Chapter 13 to pay for your necessities and to keep up with the required payments as they come due. Call us and we can help you make the minimum payments to keep all your assets.
Experienced Chapter 13 Bankruptcy Attorney for individuals and small businesses owner.
It is the bankruptcy attorney’s duty to explain all your options, describe the process and determine which chapter you qualify under. The attorney can also explain when to file your bankruptcy and which chapter will provide you with the most protection. An Experienced bankruptcy attorney can explain what can be protected here in Los Angeles and what the local trustees will contest. We provide individual service by the attorney himself. We provide free consultation and we would be honored to help you.
Mr. Kedikian has been a practicing attorney since 1997, focusing exclusively on bankruptcy. His clients are residents of Los Angeles and surrounding cities. He has spent years handling Chapter 7 and Chapter 13 cases and is extremely experienced. Since 1997 he has successfully filed and obtained discharges for all his clients to date. Mr. Kedikian is proud to provide professional legal advice for reasonable fees and with the utmost professional integrity. He has an exemplary record of service both with his clients and the larger legal community.
|We are bankruptcy attorneys with excellent standing with the California State Bar.||We are members of the National Association of Consumer Bankruptcy Attorneys NACBA.||We are A+ rated members of the Better Business Bureau BBB.||We have been admitted to the U.S. Central District, Eastern District, and Southern District Court|