Glendale bankruptcy lawyer Roland Kedikian is committed to helping you make the right decision for you and your family. Filing for bankruptcy is a difficult decision. Many Glendale debtors are very reluctant to file for bankruptcy protection. Get all the information you need to make an informed decision with an obligation free consultation with a Glendale bankruptcy lawyer. Your best interest is always our highest priority. We promise to provide you with a complete and detailed examination of your financial situation. We will advise you on what is the best solution to your financial difficulties. Our goal is to provide you with the quality of legal service that you would not hesitate to recommend to your family and friends.
Pound for pound our fees are the best in the industry. Our Glendale Bankruptcy Attorneys are constantly comparing our services to offer you th ebest service for the price. We are confident that our prices are the most competitive and our service is the most comprehensive in Los Angeles. Affordable service does not have to be unprofessional service. We practice in bankruptcy only and have developed our practice to provide the most efficient and professional service to our clients.
Glendale Bankruptcy Lawyer to Stop harassing phone calls.
Are creditors calling you day and night? Are ruthless collection companies calling you at work or even calling your family? Do not let creditors ruin your life with their endless threats and mind games. Hire a Glendale bankruptcy lawyer to put an immediate end to all creditor harassment. The Automatic Stay immediately comes into effect when a bankruptcy is filed and it prohibits creditors from contacting you about your debt. Creditors are not allowed to call you or even write you a letter. Bankruptcy gives you unique protection from creditors that you can not get from anywhere else.
Bankruptcy laws were always complex and difficult to understand. However, new bankruptcy laws were passed in 2005 that make filing for bankruptcy alone practically impossible. In 2005, bankruptcy laws were changed to prevent abuse of bankruptcy laws with the implementation of the “Means Test”. If a person fails to pass the “Means Test” they cannot file for Chapter 7 bankruptcy and may have to file for Chapter 13 bankruptcy.
The “Means Test” takes into consideration a person’s income for the past 6 months and compares it with California’s median income. If the income is less than California’s median income, then there is no presumption of abuse. If it is more, then the presumption of abuse rises and the person’s expenses must be calculated. The “Means Test” is a complicated formula developed by the government to determine eligibility. The “Means Test” is near impossible to calculate without the help of a Glendale bankruptcy lawyer. Although the “Means Test” does prevent some people from filing for bankruptcy, most people are still able to pass the test and file for Chapter 7 bankruptcy when a bankruptcy lawyer handles their case.
Most other law firms treat bankruptcy as a volume business. They perform thousands of bankruptcies a year, most of them by paralegals or legal secretaries. That’s right. In most law firms, a bankruptcy lawyer does not prepare your bankruptcy. If you are paying a law firm to handle your bankruptcy, then a bankruptcy lawyer should perform the work on it. Our philosophy on bankruptcy is to take the time to give each client the attention they need and deserve to put their minds at ease and to obtain a successful discharge.
Contact Glendale Bankruptcy Lawyer Roland Kedikian for your Free consultation.
Our Glendale bankruptcy lawyers serve all of Glendale, California. Our main office is located in downtown Glendale, CA. Our bankruptcy lawyers can meet you at the office location that is most convenient for you. Call a Glendale bankruptcy lawyer today to set up a free consultation.